Public liability insurance

Our Membership PLUS offer includes £10 million in public liability insurance, designed for authors who perform, visit schools, run workshops, or take part in other public-facing work.

Our public liability insurance policy is provided by Hencilla, who also run similar plans for the Musician’s Union, Equity, BECTU and the Incorporated Society of Musicians.

Personal service companies

In addition to covering freelance members, the policy can also cover the ‘personal service company’ of an insured member. This means that you still still be covered if you operate through a limited company where you are the sole director and employee, with the exception of another family member undertaking clerical and administrative duties only.